When it comes to avoiding fraud, you can never be too careful. Here are a few quick tips that you can apply every day to keep yourself protected from fraud and identity theft.
Change passwords regularly
Keeping the same password for too long could make you more susceptible to account hacking. It’s a good idea to change your important passwords every 60 to 90 days to help keep your accounts safe from fraud. Some websites will notify you via email if an incorrect password is used, so be sure to check your email often. While it may be easy on your memory to keep passwords short and sweet, you should make sure they aren’t easy enough for someone else to guess. Including combinations of numbers, random places, or people’s names that you won’t forget is a good step to creating hack-proof passwords.
Protect your PIN
Whether entering your Personal Identification Number (PIN) at the ATM or during a store purchase, you want to be sure to keep this code covered. There are professional hackers out there who may be paying attention to the way your fingers are moving on a keypad in order to determine your PIN. You should also never underestimate the people closest to you, as it is the easiest for friends or family to get a hold of this information. When entering these sacred digits, be as discreet as possible.
Keep private numbers private
If you need to disclose your social security number or credit card number during a phone call, it would be wise to go into a quiet space where no one is around. Though you may think no one is listening when you’re out in the open, there could be someone around copying these digits as you recite them over the phone. You can never be too trusting when your personal information is involved, so take extra precautions to avoid fraud.