You’ve probably seen the commercials about the importance of keeping track of your credit score, but do you know what goes into calculating that three digit number? If not, or if you want to learn more, you’re in the right place!
Keep in mind that there are three major credit bureaus: Experian, Equifax, and TransUnion. All three credit bureaus have different models for calculating your credit score, so at any given time, your credit score could vary across all three, even though you have the same items reporting. The infographic below breaks down what factors impact that number.